Image d'introduction
Retirement visa Thailand
Date de publication
Texte d'introduction

From November 2019, a new insurance legislation was put in place in Thailand: it requires applicants for the "O-A non-immigrant visa" to be covered by private health insurance. This type of visa is offered to retired persons of over 50 for a maximum period of one year. 

Corps de l'article

Retirement in Thailand: the visas concerned by the new insurance obligation

Previous to the November 2019 introduction, expatriates in Thailand were not obliged to take out an individual health insurance policy to reside in the country. But things have now changed: all foreigners aged 50 or over wishing to moved to the Kingdom for a period of one year are concerned. Purpose of this measure: to curb the increase of health services which are unpaid by foreigners in Thai public hospitals. This new individual health insurance obligation rule therefore applies from 1 November 2019 to applications for the O-A long-stay visa (for a period of one year), as was already the case for applicants for the O-X long-stay visa (stay of 10 years maximum). For further information, get in touch with your embassy.

What must the health insurance policy for retired persons living in Thailand cover?

In addition to the simple fact of taking out a health insurance policy, the law also requires that this covers a selection of types of care. It is set at:

  • THB40,000 (i.e., at the current exchange rate, slightly more than USD1,300) for consultations, medicines and care (excluding hospitalisation);
  • THB400,000 for hospitalisation (i.e. USD13,000).

It should also be noted that the health insurance contract must be purchased for a term at least equal to that of the visa. You must also be able to produce the insurance certificate provided by your insurer for the authorities when making a new visa application, and potentially when renewing one.

Must the retired person health insurance policy be purchased in Thailand?

Although no official figures have been published, a few visa applications have already been refused since the announcement of the legislation because the applicants had an offshore insurance plan (meaning that the insurance policy purchased is not licensed in Thailand).

To improve your chances of successfully applying for a visa, we would highly recommend choosing an onshore insurance plan. Our plan MyHEALTH Thailand is a fully licensed onshore medical insurance plan. It is accepted by immigration officers via our local partner LMG Insurance Public Company Limited. To receive your Foreign Insurance Certificate, which will be necessary for an OA visa application, you will have to apply for a MyHEALTH plan with Inpatient and Outpatient modules.

Although some local plans offer much lower annual premiums to apply for the OA visa, keep in mind that their reimbursement levels are usually very low and they rarely offer cover outside Thailand. MyHEALTH Thailand will provide you with a comprehensive medical cover in Thailand and abroad. It also includes a 24/7 medical evacuation and repatriation service and an unlimited access to our direct billing network, where you will be able to enjoy medical treatment without any cash advance.

Want to know more about our health insurance solutions in Thailand? 

Request an online quotation* or get in touch with a member of our team today!

* We accept insurance applications from anyone 65 years or younger. Our plans are then renewable for life.

Titre articles poussés
Know more about : Getting ready to live abroad