Health cover in Mexico

While health professionals in Mexico are generally highly qualified, the medical equipment and quality of the country's health facilities isn’t always the most consistent; the best-equipped facilities are concentrated in the major cities and often belong to the private sector, which is obviously not covered by the local Social Security system.

Get a quote according to the length of your stay:

Health insurance for expats in Mexico

How does the healthcare system work in Mexico?
 

The Mexican health system offers all persons employed in the country, whether nationals or permanent expats and their dependants, full healthcare coverage provided in the public sector:

  • General practitioner consultations (if provided by the GP chosen at the time of enrolment in the system)
  • Specialist consultations
  • Hospitalisation
  • Medicines
  • Vision care
  • Dental care
  • Tests, examinations, etc. 

Care provided in the private sector, however, is entirely at the expense of the insured.

This Social Security system, managed by the IMSS (Mexican Social Security Institute), is also open to other categories of insured persons if they wish to join voluntarily: in particular, self-employed persons and permanent or temporary self-employed residents. They then fall under the ISSSTE (Institute of Security and Social Services for State Workers) system, which is less comprehensive than the IMSS system: 

  • Many pre-existing conditions are simply excluded from coverage: diabetes mellitus, cancer, renal or heart failure, psychiatric disorders, etc. 
  • There are significant wait times for certain treatments; for example, 10 months for childbirth care. 

How to choose health insurance in Mexico: local or international?
 

In order to overcome the limitations of the Mexican health system, the vast majority of expats take out supplementary health insurance, which carries several advantages:

  • You can consult the GPs of your choice at any time.
  • Private-sector care, which is often very expensive, is covered.
  • Any exclusions and/or wait periods imposed by the public system are circumvented.

By choosing an international health insurance plan, you can enjoy more guarantees and services that are often indispensable for residents in Mexico. 

What is the cost of healthcare in Mexico?

Liste exemple remboursements

GP CONSULTATION

A general practitioner will charge you about Mex$ 1,200 (USD 57)

APRIL International up to 50 €*

Out-of-pocket expenses 0€**

HOSPITALISATION - MATERNITY

C-section delivery (with 5-day hospitalisation) will cost on average Mex$ 120,000 (USD 5,700)

APRIL International up to 5000 €*

Out-of-pocket expenses 0€**

HOSPITALISATION - APPENDICITIS

An appendectomy (5 days in hospital) will cost you Mex$ 200,000 (USD 9,550)

APRIL International up to 8360 €*

Out-of-pocket expenses 0€**

Disclaimer

Reasonable costs of care in the private sector, APRIL International data 12/2019.

 

* Example of reimbursement with MyHealth International - Comfort

** Example of the amount to be paid by the insured after reimbursement

Care in Mexico

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Care in Mexico
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Choosing hospitals in Mexico
 

Mexican doctors are generally highly qualified, as they have often completed all or part of their studies in the United States.

The level of expertise of the country's health professionals is therefore high, but the level of comfort and equipment of the health facilities in which they work is very uneven, particularly in the public sector. The latter, whose care is fully covered by the mandatory health insurance system, is also very popular with the local population, and as such its wait times can be very long. 

While many high value-added establishments are available in the major cities (Mexico City, Guadalajara, Monterrey), they are rarer and often less equipped in other parts of the country. In the event of an accident, as well as for scheduled treatments, travel to one of the main Mexican cities is therefore highly recommended.

Titre phone establishment list
Health facilities

Phone establishment list

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Emergency numbers in Mexico

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Label
Single number (fire department, police, medical emergencies)
Phone number
Services group
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Divers vert 1
Title
PRIVATE CARE INCLUDED
Description
Reimbursement of health expenses from the first euro/dollar spent, including in private hospitals
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Icono vert 1
Title
COVERAGE WHILE TRAVELLING
Description
Coverage in Mexico and other countries around the world
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Icono vert 24
Title
OPTICAL & DENTAL CARE
Description
Reimbursement for optical and dental care is included in some plans
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Icono vert 45
Title
TELEMEDICINE 24/7
Description
Free medical telemedicine service available anywhere in the world
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Icono vert 64
Title
ACCIDENTS & UNFORESEEN EVENTS
Description
Medical transport and repatriation assistance are included in your insurance
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Icono vert 67
Title
NO UPFRONT FEES
Description
We advance the costs in the event of hospitalisation, you pay nothing out of pocket

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