Health coverage in Vietnam

Vietnam's health service has made great strides over the past decade. As part of the United Nations Sustainable Development Goals, Vietnam is striving to achieve universal healthcare for all its citizens by 2030. However, although spending on healthcare has decreased, it remains high, especially in the private health sector, which offers much better quality and convenience than the public sector.

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Health insurance for expats in Vietnam

How does the healthcare system work in Vietnam?
 

All employees, Vietnamese and foreign, must contribute to the country's social security system―which self-employed workers can join voluntarily, and thus health costs are covered but only very partially, whether the care is provided in the public or private sector. As a result, residents in Vietnam generally take out private health insurance, which is essential to benefit from quality healthcare and reasonable out-of-pocket expenses.

How to choose health insurance in Vietnam: local or international?
 

Vietnam's economic growth and the resulting rise of the middle class have increased the demand for high-quality health services, and many citizens are now taking out private health insurance, as are foreign residents. These insurance plans are sometimes financed by Vietnamese employers.

However, local health insurance is rarely sufficient to cover quality healthcare expenses. Many impose significant deductibles, caps on coverage, and waiting periods. The conditions of cover for beneficiaries also vary greatly from one insurer to another.

International health insurance is often more advantageous and flexible, as it can offer a higher level of coverage than that offered by Vietnamese insurers, as well as many other benefits (depending on the policy taken out).

What is the cost of healthcare in Thailand?

Liste exemple remboursements

GP CONSULTATION

For a visit at the general practitioner, the bill should be 900,000 to 2.2 million VND (US$40 to US$88)

APRIL International up to 83 €*

Out-of-pocket expenses 0€**

SPECIALIST CONSULTATION

To see a specialist, you will spend between VND 1 million and VND 2.9 million (US$43 to US$127)

APRIL International up to 110 €*

Out-of-pocket expenses 0€**

HOSPITALISATION

1-day hospitalisation for non-vital emergency (no surgery) would cost 20 to 24 million VND (US$878 to US$1053)

APRIL International up to 2500 €*

Out-of-pocket expenses 0€**

Disclaimer

Reasonable procedure costs, APRIL International Care 12/2019

 

* Example of reimbursement with MyHealth International - Comfort

** Example of the amount to be paid by the insured after reimbursement

Care in Vietnam

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Care in Vietnam
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Choosing hospitals in Vietnam
 

Vietnam has 1,400 hospitals nationwide, 250 being private hospitals.

To relieve the overcrowded and under-equipped public hospitals, the government continues to encourage international investment in the private sector. The benefits have already paid off as most private hospitals have state-of-the-art equipment, good service and English-speaking doctors, many of whom have studied abroad. Most of these private facilities are concentrated in the cities of Hanoi and Ho Chi Minh. To direct their policyholders to the best of these health facilities, international health insurance companies often have medical referral networks.

In order to benefit from high quality care, more and more Vietnamese and expatriates are choosing to seek treatment in a neighbouring country, notably in Singapore, Thailand, or the Republic of Korea. This is a choice that, in case of emergency, requires coverage of medical transport and health expenses incurred abroad.

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Health facilities

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Emergency numbers in Vietnam

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A broad care network in Asia

APRIL International has an extensive network of hospitals, clinics, and healthcare providers where you can benefit from direct billing services and high quality care not just in Vietnam, but across Asia.

To find your nearest health professional or partner establishment in just a few clicks, go to your Easy Claim application.

Services group
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Divers vert 1
Title
COVERAGE IN THE PRIVATE SECTOR
Description
Reimbursement of health expenses, including in private hospitals
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TRAVEL WITH PEACE OF MIND
Description
Coverage of care provided in Vietnam and in other countries when you travel
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Title
VISION & DENTAL CARE
Description
Opt for reimbursement of optical and dental care
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Title
FREE & UNLIMITED TELEMEDICINE SERVICES
Description
A free medical telemedicine service available 24/7 anywhere in the world
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Title
REPATRIATION & MEDICAL TRANSPORT
Description
Your benefits include repatriation assistance for unforeseen events and accidents
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NO ADVANCE PAYMENT
Description
Don't worry if you are hospitalised, we will take care of the costs

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