Hong Kong health insurance

MyHEALTH insurance plans are uniquely flexible. The modular structure means you can personalise your coverage by adding outpatient, maternity and dental and optical benefits to your core hospitalisation & surgery cover based on what you need.

We’ve made it increasingly affordable for families, with discounts starting at 5% for a family of 2 and rising up to a 15% price reduction for families of 5 or more.

When you switch from your existing international health insurance plan to a MyHEALTH insurance plan in Hong Kong, you can apply for Continuous Personal Medical Exclusions (CPME) which allows you to: have no breaks in cover, no new waiting periods, no new premium loadings and continue coverage of your pre-existing conditions. So contact our advisors today to learn how you can keep your coverage when changing plans.

Get all the advantages of a compliant onshore Hong Kong health insurance plan, complete with accessible local services, as well as the outstanding benefits and coverage of an international health insurance plan.

You can choose from moratorium underwriting, full medical underwriting or Continuous Personal Medical Exclusions (CPME), offering you multiple options for covering many pre-existing conditions you might have.

There’s no point in having health insurance in Hong Kong that’s hard to use, which is why we’ve made it easier than ever with our Easy Claim app that allows you to submit and track your claims through your phone.

We have an extensive outpatient direct billing network with over 1,000+ clinics throughout Hong Kong, making your trip to the GP even easier.