MyHEALTH in the Philippines offers comprehensive benefits and flexible coverage options

  • Make your life easier when dealing with your healthcare by submitting your claims forms through the Easy Claim app on your phone. Just take a picture of your bills and submit them through our secure phone app and our team will start processing them for you.

  • Your trips to the doctor are even simpler when you use one of the doctors and clinics participating in our extensive Asian outpatient direct billing network. Just show them your insurance card and they’ll bill APRIL International directly.

  • MyHEALTH offers you incredible flexibility when it comes to choosing what coverage you need. You can mix and match outpatient, dental/optical, and maternity benefits along with your inpatient benefits, as well as choosing from 3 levels. You can also pick your area of coverage: ASEAN excluding Singapore, worldwide excluding the USA and completely worldwide coverage.

  • Looking after your family is hard work, so in order to make it easier, we offer a range of discounts for families with MyHEALTH, starting at 5% for two people and rising up to 15% for a family of 5 or more.

  • MyHEALTH is a fully admitted policy in the Philippines, which means expats and Filipinos can enjoy access to the best private hospitals with a comprehensive health insurance policy that abides by all local regulations.

  • We offer 5 levels of deductibles on inpatient benefits so you can make MyHEALTH Philippines work within your budget. The higher your annual deductible, the lower your premium. Once you’ve reached your deductible, we’ll cover all the expenses after that.

Health insurance in the Philippines that works for you

MyHEALTH provides a fully customisable health insurance solution for Filipino and expat individuals and families living in the Philippines that can even be used to top-up your peso plan. On top of our hospital and surgery benefits you can mix and match our optional outpatient, optical/dental, and maternity benefits, as well as choose from 3 levels of coverage.

You can also choose your area of coverage based on where your life takes you: worldwide coverage, worldwide excluding the USA, and ASEAN excluding Singapore. You can rest easy knowing that in cases of emergency, MyHEALTH will cover you for unexpected medical treatment even outside your area of coverage, and every policy comes with 24/7 medical assistance, and emergency medical evacuation and repatriation.

QBE Seaboard Insurance Philippines

MyHEALTH is underwritten by QBE Seaboard Insurance Philippines, Inc. and arranged and administered by APRIL Hong Kong Limited.

All prices listed are in US dollars (USD).

Essential

Extensive

Elite
Hospital and surgery

  • Annual limit per person and per period of insurance

    • Comprehensive cover for your inpatient expenses wherever you are in the world
    • Standard private room fully covered
    • Cancer treatment, kidney dialysis and organ transplantation

    6 levels of deductibles: Nil, $500, $1,000, $2,500, $5,000, $10,000

$100,000 or $500,000

$1,000,000

$2,000,000
Outpatient - optional benefit
    • General Practitioners and Specialists fees
    • Diagnostic scans and tests
    • Check-ups and vaccinations covered for Extensive and Elite modules
Maternity - optional benefit

  • Choose between three levels of cover for your maternity expenses, including:

    • Pre-and post-natal care including routine and complementary exams
    • Delivery including elective and emergency C-sections
    • Newborn care

$5,000 per pregnancy

$8,000 per pregnancy

$15,000 per pregnancy
Dental and optical - optional benefit
24/7 evacuation, repatriation and assistance services

Up to $1,000,000

Up to $1,000,000

Up to $1,000,000
Brochure
Benefits Schedule
Application Form - Full Medical Underwriting
Policy Terms and Conditions
Direct Billing General Network
Assistance Program
Claim Form
Claims Instructions
Advance Request Form
What MyHEALTH can offer expat and Filipino individuals and families in the Philippines
Direct billing at hospitals
for any surgeries and treatments
Family Discounts
from 5% to 15% based on the size of your family
Major health issues covered
such as cancer, kidney dialysis and organ transplants
Easy claims process
when you use our secure Easy Claim smartphone app

APRIL Hong Kong

APRIL Hong Kong Limited. 9th Floor, Chinachem Hollywood Centre, 1-13 Hollywood Road, Hong Kong

MyHEALTH is underwritten by QBE Seaboard Insurance Philippines, Inc. and arranged and administered by APRIL Hong Kong Limited.

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What our customers say

  • 3.9/5

    APRIL customers feedback

    Calculated from 52 submited feedbacks

  • 22 April 2019

    The website is clear and easy to use. I believe it would be interesting if an invoice could be sent automatically with all the others documents while subscribing for an insurance plan. Saves times for everybody :)

  • 9 April 2019

    Your internet performance is really good but one of your call center agents told me that I can send you the documents per Email, that I have to sign. And that I do and I wait since 3 days to your respond.

  • 8 April 2019

    slightly slow to set up due to an extra clause being put into pre existing conditions but good service over all.

  • 6 April 2019

    The online subscription was easy to fill and clear to understand. It satisfies the client’s needs.

  • 21 March 2019

    Nach einigem hin und her doch die perfekte Versicherung gefunden. Wir hoffen das wir diese nicht benötigen. Bei Bedarf wird sich zeigen wie gut und effektiv die Versicherung ist. Danke

  • 4 March 2019

    very competent and friendly staff, very good insurance conditions

  • 28 January 2019

    Nice and easy subscription but the response time during Christmas and New Year period until the second week in January was catastrophic. No replies by email and on top, the website not available. Due to that fact, I could get my insurance only as from February, so with a delay of 1 month. Otherwise...

  • 12 January 2019

    You can insert a page to upload signed documents

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